Safest places to live in Montana from natural disasters
The lowest natural-disaster risk in Montana is in Carter County, Chouteau County, Daniels County, where FEMA rates few or no severe perils. The most exposed county is Carbon County, driven by landslide. This page ranks every Montana county by physical peril exposure, from official FEMA National Risk Index data.
Lowest-risk counties in Montana
| County | Physical risk | Top severe peril |
|---|---|---|
| Carter County | Low | none rated high |
| Chouteau County | Low | none rated high |
| Daniels County | Low | none rated high |
| Fallon County | Low | none rated high |
| Garfield County | Low | none rated high |
| Golden Valley County | Low | none rated high |
| Judith Basin County | Low | none rated high |
| Liberty County | Low | none rated high |
Highest-risk counties in Montana
| County | Physical risk | Driven by |
|---|---|---|
| Carbon County | Elevated | landslide |
| Ravalli County | Elevated | wildfire |
| Cascade County | Moderate | riverine flooding |
| Flathead County | Moderate | wildfire |
| Gallatin County | Moderate | wildfire |
Dominant perils in Montana
Across Montana, the perils most often rated Relatively High or higher by FEMA are landslide, wildfire. County rankings reflect physical exposure, not dollar value, so a county can rank low here even if it is densely developed. For a specific property, the flood zone and exact peril ratings matter more than the county summary.
Look up any Montana address on the Safe Havens map, or read how Plattow scores risk and FEMA flood zones. See all states on the states index.